Build better credit with Aqua.For Aqua Vintage

The card that claims yes to working for you build your credit history when utilized responsibly

Representative (variable) for Aqua Vintage

Beginning borrowing limit from ВЈ250 to ВЈ1200

Build better credit with Aqua

The card that claims yes to helpingyou grow your credit scorewhen utilized responsibly

37.9% APR

Representative (variable) for Aqua Vintage

Failure to help make re payments on time or even remain inside your borrowing limit ensures that you can expect to spend extra costs and may even make credit that is obtaining the long term higher priced and hard.

Why Aqua?

Without headaches

Look at your eligibility within just one minute, without any effect on your credit history

Helpful tools

Remain in control with your handy software, text alerts, of good use guides and much more

Grow your credit rating

We are able to allow you to begin your journey to building a much better credit rating once you handle your account well

Usage with Apple Pay

You possibly can make quick and secure purchases on line, through apps or in-store. Include your Aqua card to Apple Pay to start out purchases that are making along with your Apple products. For detailed put up and guidelines see, How to create Apple Pay.

No effect on your credit rating

We assist over 4,000 people every and we could say yes to you too week. Because we use SafeCheck, we could tell you whether you’re qualified without impacting your credit history. It is super you’ll and easy get yourself a reaction within just 60 moments.

37.9% APR

Representative (variable) for Aqua Timeless

We assist over 4,000 people every week, and then we could say yes for you too. Because we use SafeCheck, we could tell you whether you’re eligible without impacting your credit score. It is super you’ll and easy get a reaction in under one minute.

37.9percent APR

Representative (variable) for Aqua Timeless

Beginning borrowing limit from ВЈ250 to ВЈ1200

See just what our clients say

Tests

Credit available and then British residents aged 18 and over. Susceptible to status. Terms use. The APR applicable for your requirements will rely on our evaluation of the application.

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Offered to utilize with Apple Pay

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are organizations registered in England and Wales with subscribed numbers 7297722 and 4134880 respectively. They form area of the NewDay number of organizations. The subscribed workplace for proceed tids link now these businesses is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and managed because of the Financial Conduct Authority (FCA) with figures 690292 and 682417 respectively. NewDay Ltd can be authorised by the FCA beneath the Payment Services Regulations 2017 (ref no: 555318) for the supply of re re re payment services. Aqua is really a trademark of NewDay Cards Ltd, which will be utilized under licence by NewDay Ltd.

Accountable creditfor the modern globe.

Adjustable APRs are priced between 12.99per cent 29.49%. Cards released by WebBank, Member FDICPricing and Fee Details

Expanding access through technology.

No annual cost (later and came back re re payment charges use)

$500 – $5,000 restrictions

APRs 19.99percent – 29.49per cent

2% – 10% cash back at choose merchants

Accountable credit without charges.

1% – 1.5% cash return and more provides

$500 – $10,000 limitations

APRs 12.99% – 26.99per cent

Not used to credit

Ive never really had a charge card, automobile loan or home loan.

Ive never ever had a credit history.

Im students, an individual a new comer to the U.S., or an authorized individual on someone elses credit card.

We keep a balance that is healthy my checking/saving records.

Normal credit

We have not defaulted on that loan in past times two years.

We have a credit that is limited, three years or less.

Im a gig/part-time worker with out a predictable earnings.

We keep a balance that is healthy my checking/saving records.

Good credit

I have not announced bankruptcy or defaulted on that loan within the last few 4 years.

We have actuallyn’t been a lot more than thirty days later on any bank card, medical bill, or loan in thelast 12 months.

We have actually possessed a loan or credit card for three years or maybe more with a borrowing limit above $3000.

Information supplied is for guide and suitable this criteria does not guarantee approval.

Whenever you make an application for Petal, we make use of your banking history to immediately create a money Score — a measure of one’s creditworthiness according to earnings, investing, and savings. It might assist you to be eligible for a Petal charge card, even though you’ve never really had credit prior to.

Insights

Take over of the cash, set a spending plan, and monitor your credit rating.

Dashboard

See just what you borrowed from, put up AutoPay, and keep an optical attention on all your valuable acquisitions.

Invest Planner

Set a budget and determine just how much you’ve kept to blow.

We offer you with the tools you will need to build thrive and credit. No matter if the global globe is consistently hoping to get one to purchase material.

Its radically user that is simplified and mobile application allows you to control cash, track investing and build credit without considering it.

Whenever people subscribe to the card, theyre provided usage of a software that suggests them on cash administration decisionsthe app will tell individuals its good to make an effort to pay back their credit that is whole bill the finish for the thirty days, but will perhaps not penalize them if they cant.

Petal utilizes an even more holistic and underwriting that is comprehensive to look for the creditworthiness of bank card candidates when compared with conventional banking institutions that depend predominantly on a candidates FICO rating.